Employee Benefits · Independent Agency

Employee benefits that help you attract & retain great people

Modern employee benefits strategies backed by local service and real support. We help businesses nationwide — available in 45 states — build smarter programs that protect employees, control costs, and simplify administration.

The value

Benefits that work for employers and employees

Today’s workforce expects more than just a paycheck. Competitive employee benefits help businesses build stronger teams and healthier cultures.

We act as your long-term employee benefits partner — helping you simplify decisions, educate employees, and build a sustainable strategy for the future.

Competitive employee benefits help businesses:

  • Attract and retain top talent
  • Improve employee satisfaction and morale
  • Reduce turnover
  • Support employee health and financial wellness
  • Create a stronger workplace culture

What we offer

Our employee benefits lines

A complete benefits portfolio designed to support your team at every life stage.

Health

Group Health Insurance

Flexible health insurance solutions designed around your business. We compare options from leading carriers to create competitive and cost-effective plans.

  • Fully insured group health plans
  • Level-funded and alternative funding options
  • HSA-compatible plans
  • Employer contribution strategy consulting
  • Plan comparisons and renewal analysis
  • Ongoing claims and service support
Dental & Vision

Dental & Vision Insurance

Affordable benefits employees appreciate — voluntary and employer-sponsored plans that improve retention and workplace morale.

  • Preventive dental coverage
  • Orthodontic options
  • Vision exams and eyewear benefits
  • Flexible voluntary plan options
  • Simplified enrollment and administration
Life

Group Life Insurance

Financial protection for employees and their families. Affordable life insurance programs that add meaningful value to your benefits package.

  • Employer-paid basic life insurance
  • Voluntary life insurance
  • Dependent life coverage
  • AD&D coverage
  • Supplemental life options
Disability

Disability Insurance

Income protection employees can count on when unexpected illness or injury makes them unable to work.

  • Short-term disability coverage
  • Long-term disability coverage
  • Voluntary disability options
  • Employer-paid and employee-paid structures
  • Integrated benefits planning

45

States served — nationwide except CA, FL, LA, HI, AK and DC

200+

Insurance carriers we work with

10+

Years partnering with local businesses

Employee experience

A better benefits experience for your employees

Benefits are only valuable when employees understand and use them. We prioritize employee education, enrollment support, and clear communication throughout the entire process — reducing confusion, improving participation, and creating a better experience for your team.

  • Employee enrollment meetings
  • Open enrollment support
  • Educational materials and guidance
  • Digital enrollment technology
  • Year-round service and claims support

Why OnPoint

Independent guidance. Local service. Modern solutions.

Unlike captive agencies tied to a single insurance company, we work with multiple leading carriers to help you find the best fit for your business.

What sets us apart

  • Independent agency representing all major carriers
  • Personalized local service and support
  • Compliance assistance and HR support
  • Employee onboarding and enrollment meetings
  • Digital enrollment and benefits tracking tools
  • Customized plan design strategies
  • Annual benefits reviews and long-term planning
  • Employee satisfaction surveys and engagement support
  • Ongoing claims and customer service assistance
  • Dedicated relationship-focused partnership

Industries we serve

Trusted by businesses across every industry

HealthcareConstruction & contractorsProfessional officesLegal firmsAccounting firmsAgricultureRetailAll private sector businesses

FAQ

Frequently asked questions

As an independent agency, we can compare plans from multiple insurance carriers instead of offering only one company's products. This provides more flexibility, competitive pricing, and customized solutions.

Yes. We provide compliance guidance, HR support resources, onboarding assistance, and employee communication tools to help simplify benefits administration.

Absolutely. We provide employee enrollment meetings, education, digital enrollment support, and ongoing service assistance throughout the year.

We primarily work with small to mid-sized businesses across a wide range of industries.

Yes. We offer benefits reviews to help employers evaluate costs, coverage, employee satisfaction, and long-term strategy opportunities.

Building a better employee benefits strategy

Get started

Ready to build a better benefits strategy?

We'll review your current strategy, identify opportunities, and help you build a plan designed around your goals.